How does it work and what do you know

How does it work and what do you know

One heirs pension A form of pension support targeting the surviving family members of a retired or deceased worker. This right reverted to the spouse or to the person civilly allied to the deceased citizen, but not to the assignee directly. In this article, We will explore in detail how the survivor’s pension works, who is entitled to it and how to claim it.

If you want to know more about a topic Heirs’ pension And above all know the steps to get it, the sito postiaperte.com is an Italian portal of reference who provides detailed and frequently updated suggestions on the topic and on the job. Here, you’ll find comprehensive information regarding the different types of survivor’s pensions available, the requirements for obtaining them, and order method. You will also learn about the rights and benefits they provide to the persons concerned.

What is the survivor’s pension?

A survivor’s pension is a Social Security treatment intended for survivors in the event of the death of a family member who receives an INPS pension. This treatment comes It is paid privately to the surviving spouse, even if the latter receives income. The amount of the survivors’ pension may vary according to the economic status of the heirs and is calculated as a percentage of the deceased’s pension.

It can be a survivor’s pensionAddressed to spouses, minor or adult children, and other heirs of the deceased. It is a pension paid on the basis of the percentage of the pension due to the deceased. In order to access this procedure, it is necessary to submit a specific application to the INPS.

Who gives the right

Survivors’ pension generally targets the survivors of the deceased, who could be:

The surviving pair

The surviving spouse or a person civilly related to the deceased is entitled to a survivors’ pension. This right belongs to the spouse who was Married or in a civil partnership with the deceased at the time of death. Even the husband absolute He may be entitled to a widows and orphans pension, provided that he received a divorce allowance, did not remarry and that the deceased started an insurance relationship before the dissolution of the marriage.

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children

The children of the deceased are entitled to a widows and orphans pension certain circumstances. children the palace At the time of the death of the parents, they are entitled to a widow’s orphan’s pension. Adult children may also be entitled to a widow’s or orphan’s pension if: They were students and were dependent on the deceased parent. In addition, children who are unable to work and who were dependents of the deceased are entitled to a survivor’s pension regardless of age.

Other heirs

In the absence of spouses or children who can claim the right to a survivor’s pension, they have access to this procedure The parents, brothers or sisters of the deceased. Parents who have reached the age of 65 and who were the dependents of the deceased can receive a survivor’s pension. Even unmarried brothers and unmarried sisters who are unable to work, without a pension and who were dependent on A deceased person can receive a survivor’s pension.

Conditions for obtaining the heirs’ pension

The conditions for obtaining the survivors’ pension differ according to the relative. For a surviving spouse, you must be married to or in a civil partnership with the decedent at the time of death. For children, the survivor’s allowance depends on their age and employment status. Minor children at the time of the father’s death are entitled to a widow’s orphan’s pension. Adult children may be entitled to a survivor’s pension if they are students or unable to work and are dependent on the deceased parent.

For the parents and brothers and sisters of the deceased, it is necessary to rely on the deceased person and not receive a pension. In general, the prerequisite for receiving a survivors’ pension is that you are the immediate family member of the deceased and that you submit a specific application to the INPS.

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Calculation of the heirs pension amount

The amount of survivors’ pension is calculated as a percentage of the pension that the deceased was receiving or will receive. the Percentages vary according to the type of beneficiary. Here are the percentages of survivors for spouses and children:

couples

  • Single spouse: 60% of the deceased’s pension
  • Spouse and child: 80% of the deceased’s pension
  • Husband and two or more children: 100% of the deceased’s pension

children

  • One child: 70% of the deceased’s salary
  • Two children: 80% of the deceased’s salary
  • Three or more children: 100% of the deceased’s salary

The amount of the heirs’ pension shall be added to the income of the beneficiary. However, some of them are created every year reduction ratios For cumulative income of beneficiaries who receive widows and orphans pension. The amounts of the heirs’ retirement benefits may be combined with the beneficiary’s income, within the limits established by law.

How to apply for a widows and orphans pension

You can apply for a survivor’s pension online Using the remote INPS service or through the support of specialists. The request can be submitted at any time after the death of the worker or pensioner, provided that it is within ten years from the date of death. The application must be submitted online to the INPS through the dedicated service or through the INPS Call Centre.

frequent cases

There are several cases related to the request for survivors’ pension. Here are some of the more common cases:

separated spouse

the separated spouse A worker or pensioner is entitled to a widow’s pension if an INPS was registered by the worker or pensioner prior to the legal separation by virtue of a ruling. Moreover, the separated, remunerated spouse is entitled to a pension only if he is the recipient of a dependency allowance determined by the competent court.

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divorced husband

cdivorced husband He may be entitled to a widow’s orphan’s pension if the deceased spouse did not remarry and receive a divorce benefit. However, if the surviving spouse remarries, he loses his right to the survivors’ pension.

Civil marriage

the people Civic united They have the same rights as spouses with regard to survivors’ pension. According to the 2016 law, civil unions are as entitled to the survivors’ pension as spouses.

Minor children

The minor children of the deceased are entitled to the heirs’ pension until they reach the age of majority.

Students’ children

children who were Responsibility of the deceased parent Who are the students who are entitled to a pension for widows and orphans? This right is available until the age of 21, if they are a high school student, or up to 26, if they are a college student.

Unable to have children

Children who are unable to work and who were dependents of the deceased parent are entitled to a survivor’s pension regardless of age.

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