The best punk Spain, because of the conditions and advantages it offers, is not one of the “big” countries. Therefore, from this first place fall entities of great importance such as Santander Or the PBVA. In addition, it has offices all over the country, so it is very likely to be a huge success.
We are referring to Abanca, which is presented as the best option for opening a commission-free account through “Cuenta Clara”. Classification prepared by the economic comparator MyCash Help Puts him in first place.
It’s completely online and fee-free, with debit and credit cards and free transfers arriving on the day. Added to this is a gift of €300 and a return of 2% TAE up to €15,000 when they are assigned to the payroll.
It is located in second place a job Through “Cuenta NoCuenta” which also lacks conditions and papers. It has the peculiarity that it does not require that it be entrusted with a regular monthly income such as a salary or stipend pension.
It also allows withdrawing cash from ATMs punk, but also in thousands of stores. If you have savings, it allows you to open a welcome deposit with an annual interest rate of 2.75% for four months.
Santander, third best bank
Electronic account for Santander It ranks third in this classification. It has no commissions or conditions and is designed for new clients. They offer a free debit card and serve users at more than 30,000 ATMs worldwide.
It should also be taken into account that they waive up to €400 for direct payroll debits.
To find the PBVA It is necessary to return to square five. They offer new users very interesting online account conditions without commissions. It operates entirely online and paperless, with the ability to withdraw cash from 4,500 ATMs.
Two cardholders will be able to use the Aqua Debit Card for free. Additionally, those with children between the ages of 12 and 17 will be able to get an iPhone.
In front of him, the online account remains in fourth place Sabadell. It is commission-free and will not require salaries. Credit and debit cards will be free and will allow you to get 3% back on your gas and electric bills.
Until January 2, 2024, they have activated a very exciting promotion for this product. They offer a 6% TIN for the first three months and then a 2% TIN (3% TAE) for the balance up to €20,000. The Evo Smart Account, Openbank Current Account and N26 Account complete this classification.
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