Bizum is used by more and more people in our country. Since its introduction in 2019, it has become indispensable in the daily lives of many people.
Currently, it has more than 25 million users, and according to official data, about 24 transactions are recorded per second. Its speed and convenience are not in doubt, but there are many who wonder what happens if you get confused when making the bizum.
Can the transfer be canceled by Bizum?
To make Bizum, all you have to do is enter your personal keys and specify the amount you want to send, as well as the phone number of the person who will receive it. Within seconds the money will be transferred.
Despite its advantages, the service has a drawback in that it is not possible to cancel sending money. However, there are certain tips you can follow to try to recover the amount sent.
3 ways to get your money back if you make a mistake in making a piezom
As we said, although you can't cancel a transfer from Bizum, there are 3 different ways to try to get your money back when you make a mistake when sending.
Contact the person who received it
First, you can call the number you sent the money to and ask them to return it. You will be able to see the number on your payment receipt.
Turn to Bizum
On the other hand, you can also contact Bizum to request funds sent. Hence, a notification will be sent to the recipient demanding the required amount. Again, whether you get it back or not will depend on what the other person wants to do.
Contact your bank
On the other hand, you can contact your organization to point out that you made a BIZOM in error. Each bank will tell you what steps to take to try to help you get your money back. Sometimes you will have to pay a fee.
Bank fees for attempting to cancel this transfer
After the interbank process is initiated to attempt a refund, your institution will contact the recipient's bank. The goal is to ask him to talk to the customer to return the money. However, you cannot force her to do this.
Because the process of attempting to recover Bizum can be long and complex, the entity may charge a fee for this service. In general, these are the following:
PBVA | 20 euros |
Banc Santander | 30 euros |
Banco Sabadell | 30 euros |
Caixa Bank | 0.10% with a minimum of €36 |
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